Crescent Insurance
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Safeguard Real Estate & Assets with Impenetrable Coverage

Protecting commercial complexes, residential properties, industrial manufacturing plants, construction works, and company money against fire, weather perils, burglary, and natural catastrophe.

Fire & Perils Scope Domestic Package
Commercial Property and Residential Villa Nairobi

i. Fire and Special Perils

Covers against loss of or damage to commercial buildings, industrial machinery, plant installations, stocks, and residential structures arising from major catastrophic events.

Specifically Covers Damage Arising From:

๐Ÿ”ฅ Fire & Lightning strikes
๐Ÿ’ฅ Gas & Boiler Explosion
๐ŸŒ Earthquake & Volcanic Eruption
๐Ÿ“ข Riot, Strike & Civil Commotion
๐Ÿ”จ Malicious Damage & Sabotage
โœˆ๏ธ Aircraft & Aerial Devices crash
๐Ÿš— Impact by Motor Vehicle or Train
๐ŸŒŠ Storm, Tempest & Flood damage
Request Fire & Perils Quote
Commercial Estate

ii. The Domestic Home Package

Comprehensive 360-degree protection for residential property owners, landlords, and tenants across Kenya.

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The Building Structure

Covers the physical house structure, perimeter walls, gates, swimming pool, driveways, solar installations, and outbuildings against fire, storm, and impact.

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Contents Inside & Outside

Protects furniture, appliances, kitchenware, carpets, and personal household items against theft, bursting of water tanks, fire, and storm damage.

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Domestic Staff WIBA

Compulsory legal coverage for house servants, cooks, gardeners, and guards against death or bodily injury sustained in the course of domestic employment.

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Personal Legal Liability

Indemnifies you as homeowner or tenant against third-party personal injury or third-party property damage lawsuits up to KES 10,000,000.

iv. Contractors All Risk (CAR)

Offered to building contractors, civil engineers, and project owners for the duration of the contract to provide comprehensive protection against all unforeseen perils connected with the Execution of Contract Works.

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Damage to Contract Works: Civil excavation, structural framing, materials on site, and temporary work sheds.
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Third-Party Property Damage: Accidental damage caused to neighboring residential buildings or public infrastructure.
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Third-Party Bodily Injuries: Accidental injury to passersby, visitors, or site consultants during construction.
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Testing & Commissioning Maintenance: Insurer liability attaches until the issuance of the certificate of completion or taking-over certificate.
Get CAR Proposal
Contractor and Corporate Engineering

v. All Risk Electronic & Portable Items

Worldwide, 24-hour protection for high-value portable gear against accidental loss, dropping, water damage, or theft.

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Laptops & Smart Devices

MacBooks, business laptops, iPads, tablets, and smart phones covered worldwide against accidental screen cracking, liquid spills, and street theft.

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Cameras & Media Gear

DSLR cameras, lenses, video rigs, drones, and audiovisual production kits protected in studio, in transit, and on outdoor assignment.

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High-End Electronics

OLED televisions, home-theatre systems, refrigeration equipment, microwaves, cookers, and sensitive medical / measurement instruments.

iii. Burglary & vi. Money Insurance

Burglary Insurance

Covers against loss of or damage to property and stock as a result of theft involving actual forcible entry or violent exit from the insured business premises.

Money Insurance

Covers physical cash, currency notes, cheques, and postal orders either:

  • โ€ข In Transit: Between the insured premises, banks, and authorized payout sites as a result of robbery, hold-up, or accidental cause.
  • โ€ข On Premises in Safe: In securely locked, burglar-proof safes outside business hours.
  • โ€ข In Custody of Employees: Money in the custody of authorized directors, cashiers, or field collectors.
Schedule Free Business Risk Survey
Commercial Financial Risk Safeguard
๐Ÿข BOOK FREE PREMISES RISK SURVEY

Secure Your Physical Assets with Kenya's Most Robust Policies

Our risk surveyors will visit your property, inspect electrical, fire suppression, and security setups, and structure tailored policies that eliminate dangerous liability loopholes.

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