Crescent Insurance
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Guarding Health with Comprehensive & Compassionate Care

We offer tailor-made and affordable medical covers to meet the needs of Corporates, Groups, Individuals and Students. Our covers come in various limits to suit everyone's budget.

In-Patient & Out-Patient Scope Corporate vs Family Plans
Medical Health Insurance Clinic Kenya

b. In-Patient Medical Care

This is medical care that requires hospitalization and overnight stay in an approved medical facility. Crescent structures high-limit in-patient programs that shield your savings from runaway hospital bills.

Cover Pays for the Cost of:

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Hospital Bed Charges: Standard private room or executive suite bed fees up to the policy limit.
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Pharmacy & Prescription Drugs: All medicines administered during admission and discharge medication.
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Laboratory & Diagnostic Pathology: X-rays, MRI scans, CT scans, and comprehensive biopsies.
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Surgical Procedures: Surgeon, anesthetist, operating theater, and surgical disposables fees.
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ICU & HDU Expenses: Intensive Care Unit and High Dependency Unit continuous monitoring.
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Pre-existing & Chronic Conditions: Negotiated sub-limits for hypertension, diabetes, and cancer care.
Hospital Room and Doctor

Everyday Wellness & Specialist Care Modules

Flexible modules allowing you to design a comprehensive healthcare cushion that meets your exact needs.

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a. Out-Patient Care

Medical care that does not require an overnight stay in hospital.

  • โœ“ General Practitioner & Specialist Consultation
  • โœ“ Routine and complex Laboratory investigations
  • โœ“ Prescribed Pharmacy & dressing materials
  • โœ“ Day-care surgery and physiotherapy
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c. Maternity Care

Comprehensive maternal healthcare for mother and infant.

  • โœ“ Normal delivery & emergency Caesarean section
  • โœ“ Routine Pre-natal medical consultations
  • โœ“ Comprehensive Post-natal follow-ups
  • โœ“ Diagnostic Ultra-sound obstetric scans
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d. Dental Care

Treatments aimed at maintaining healthy teeth and gums.

  • โœ“ Routine examinations & scaling
  • โœ“ Dental fillings & Root canal procedures
  • โœ“ Diagnostic dental X-rays
  • โœ“ Extractions including surgical extraction
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e. Optical Care

Vision correction and preventative eye healthcare.

  • โœ“ Annual Eye Testing by licensed optometrists
  • โœ“ Prescribed optical Eye Glasses and frames
  • โœ“ Contact lenses for medical correction
  • โœ“ Treatment of optical infections

Medical Covers Structured for Your Group

Different budgets require customized structures. Here is how we cater to diverse client segments.

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Corporate & SME Employee Schemes

Retain top talent with comprehensive group medical schemes. We structure custom pool limits, co-pay waivers, and direct portal access for corporate HR managers to onboard staff seamlessly.

Request Corporate Proposal
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Family & Individual Packages

Safeguard your spouse and children against sudden illnesses. Enjoy shared family floating in-patient limits up to KES 10,000,000 with optional outpatient and dental/optical cards for each member.

Request Family Quote
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Students & Seniors Medical Plans

Affordable student covers tailored for university admissions, internships, and educational institutions, alongside specialized senior citizen plans for parents and retirees.

Inquire on Student / Senior
Medical Scheme Underwriting Crescent

Seamless Cashless Hospital Network Across Kenya

Never worry about paying upfront medical deposits in an emergency. With a Crescent Insurance Brokers medical smart card or biometric authorization, you gain immediate, cashless entry to Kenya's top hospitals.

Our Panel of Premier Hospitals Includes:

โ€ข The Aga Khan University Hospital
โ€ข The Nairobi Hospital
โ€ข MP Shah Hospital
โ€ข Karen Hospital
โ€ข Mater Misericordiae Hospital
โ€ข Gertrude's Children's Hospital
โ€ข Avenue Healthcare Facilities
โ€ข Nairobi West Hospital
โ€ข Coptic Hospital
โ€ข Mediheal Group of Hospitals
Request Hospital Directory List

Medical Insurance FAQs

For individuals and families, accidental injuries have zero waiting period (covered immediately from day 1). Illness has a 30-day waiting period. Pre-existing, chronic conditions, and maternity typically require 10 to 12 months. For corporate groups of 10+ employees, waiting periods can be fully waived!
Yes, our panel of underwriters provides senior citizen health covers for individuals up to 80 years old, with renewable lifetime coverage once enrolled.
Yes, all our in-patient medical plans include 24/7 ground ambulance evacuation and critical air ambulance rescue via AMREF Flying Doctors for life-threatening emergencies.
๐Ÿฉบ SAFEGUARD YOUR FAMILY & WORKFORCE

Get the Best Healthcare Protection at Negotiated Corporate Rates

Speak with our licensed medical insurance brokers today. We will compare underwriting quotes from Jubilee, Britam, APA, and UAP to get you maximum hospital limits for less.

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